The Smart Option Student Loan® by UAlbany SallieMae Student Loans for SUNY at Albany Students in Albany, NY FOR BORROWERS ATTENDING DEGREE-GRANTING INSTITUTIONS

Whether you’re an undergraduate, career training or graduate student get money for school from Sallie Mae® Student loans from Uloop in partnership with Sallie Mae® could help!


Sallie Mae® student loans are designed for the needs of all types of students.

  • Competitive interest rates
  • Multiple repayment options
  • No origination fees; no prepayment penalty1

Smart Option Student Loan® for undergraduate and career training students Plus, the graduate loan suite is designed to meet the needs of students in specific fields of study.


Find out which loan is right for you


Borrow responsibly

We encourage students and families to start with savings, grants, scholarships, and federal student loans to pay for college. Students and families should evaluate all anticipated monthly loan payments, and how much the student expects to earn in the future, before considering a private student loan.

These loans are made by Sallie Mae Bank. Uloop is not the creditor for these loans and is compensated by Sallie Mae for the referral of loan customers.

Applications are subject to a requested minimum loan amount of $1,000. Current credit and other eligibility criteria apply. Click here for additional eligibility information about each product.

1 Although we do not charge a penalty or fee if you prepay your loan, any prepayment will be applied as outlined in your promissory note—first to Unpaid Fees and costs, then to Unpaid Interest, and then to Current Principal.
SALLIE MAE RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS, SERVICES, AND BENEFITS AT ANY TIME WITHOUT NOTICE.

© 2023 Sallie Mae Bank. All rights reserved. Sallie Mae, the Sallie Mae logo, and other Sallie Mae names and logos are service marks or registered service marks of Sallie Mae Bank. All other names and logos used are the trademarks or service marks of their respective owners. SLM Corporation and its subsidiaries, including Sallie Mae Bank, are not sponsored by or agencies of the United States of America.

UAlbany Sallie Mae Student Loans

The SallieMae Smart Option Student Loan can help UAlbany students at SUNY Albany in several ways:

1. Helps cover the cost of attendance: The loan offers students the ability to borrow from $1,000 to 100% of the school-certified cost of attendance. This helps supplement the financial aid received and allows students to cover every aspect of their education.

2. Offers competitive interest rates: The interest rates of the Smart Option Student Loan are highly competitive and are generally lower than most private loan options. Students can choose between fixed or variable interest rates based on their preference.

3. Flexible repayment options: The loan offers flexible repayment options that allow students to choose the repayment plan that best suits their financial situation. Students can opt for deferred payments, interest-only payments, or begin full principal and interest payments immediately.

4. Co-signer release: After a certain period of time, students can apply to have their co-signer released from the obligation of the loan. This allows students who may have needed a co-signer to obtain the loan in the first place to gain independence and credit on their own.

5. Supports higher education goals: The loan is designed to support students’ higher education goals by allowing them to focus on school rather than worrying about financial problems. This helps them stay motivated and focused on their education, which can ultimately lead to better academic performance.
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